Jim was seconds away from having a vasectomy when his brother and sister-in-law barged in holding their newborn baby. "Stop!" exclaimed the brother. "You can't go through with this!" "And why not?" asked Jim. "Don't you want to have a beautiful baby some day, like my wife and I have here?" Jim said nothing. The brother grew impatient. "Come on, Jim, I want a nephew. Make me an uncle." Jim couldn't take any more of this. He gave his sister-in-law an apologetic look and asked his brother: "Are you sure you want a nephew?" "Absolutely," said the brother. "Well, congratulations," said Jim, "you're holding him!" BANKING