A Frog goes into a bank to get a loan He approaches the woman at the loan application desk and notes that her name tag reads: Patty Whack. The Frog says, ""Excuse me, I'd like to apply for a loan."" The woman, very surprised that a talking frog was in her bank immediately refuses, saying, ""We only work with humans, no animals can get loans here....besides, you don't have any collateral."" The Frog hurriedly pulls a little troll doll out of his pocket. ""Yes I do! Take my Troll. She means the world to me."" At this point the woman is upset and goes to the bank's President. ""Sir, there is a frog outside trying to get a loan from us. He won't leave and he says this troll doll is enough collateral!"" The President takes the doll, looks it over very carefully and says, ""IT'S A KNICK KNACK, PATTY WHACK! NOW GIVE THE FROG A LOAN!""