A frog enters a bank... He walks up to the teller, an old Irishman named Sean Paddywack. The frog hops onto the desk and opens up a small satchel. Inside is a small figurine. The frog says ""I would like to take out a loan please,"" Sean looks at him and asks ""What do you have for collateral?"" The frog motions to the small figurine. ""This is it,"" The frog says. Sean is aghast. ""Mr. Frog, you cannot put up a figurine for collateral!"" The frog responds that this is all he has. The teller and…