Two women got chatting in the street. One said: "I've had a terrible time of it lately, Maureen. My sister Joan committed suicide last month, because she had run up terrible debts on her credit card." "Oh, I'm sorry to hear that, Helen," said the other. "A friend of mine was very depressed, too. He owed $1,000 to a loan shark, and his family were going to be thrown out on to the street the following day. He was so distraught he drove to the edge of a cliff and parked there, his head resting on t…