A frog hopped into a bank... ...dressed in a tiny tuxedo and approached the desk of first loan officer he saw. ""Good afternoon, madam. I am Francis the frog and I'd like to take out a $5000 loan."" The loan officer sat stunned for a moment then shrugged and smiled, ""I'm Patti Black and I'll be happy to assist you. In order to give out loans we do require a bit of collateral, though."" ""Certainly!"" Francis replied, producing a a tiny, white elephant from an unseen pocket and placing it upon P…