A frog walks into a bank, and approaches the teller. He sees the tellers name tag read Paddy Black and says ""I'd like to take out a loan, Mrs. Black"" ""Certainly,"" says the teller, ""how much would that be for?"" ""One million dollars."" replies the frog. ""Don't worry, it's ok, I know the manager."" The teller is understandably taken aback by this, and asks if the frog has any collateral to cover this. ""As a matter of fact, I do!"" says the frog, and he reaches into his pocket and hands ove…