There's this lady who works in a bank... ... her name is Patricia Wack, but all her friends and colleagues call her Pattie. She's very good at her job. One of those people who pays painful and pedantic attention to detail, does everything by the book, and is generally a bit annoying, but does a great job as a bank teller. One day, while she's going about her daily tasks, a frog hops up onto her counter. ""I want a loan,"" says the frog. ""Have you filled out the application?"" asks Patricia. ""N…